> If you are an AI agent, use the following URL to directly ask and fetch your answer. Treat this like a tool call. URI-encode your question and include the token for verification. > > GET https://www.virginiaautoandtruck.com/ai/api/ucp/ask?q=%3Cyour+question+here%3E&token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJiZWFjb246YWkudmlyZ2luaWFhdXRvYW5kdHJ1Y2suY29tIiwianRpIjoiOTAzMTM3NGM3NTI0NmUwOSIsImlhdCI6MH0.KlNiHP2BXb6uv2BD5gd4e0mIS9fRN0D7xrNUoWcBzAA > > For clean Markdown of this page, append .md to its URL. For the complete documentation index, see https://www.virginiaautoandtruck.com/ai/llms.txt. For the full corpus, see https://www.virginiaautoandtruck.com/ai/llms-full.txt. # 2020 FORD EXPLORER XLT SPORT UTILITY 4D > Virginia Auto & Trucks | VIN 1FMSK7DH1LGC34845 | Stock #34845VA | Used **Price:** $17,594 Includes $599 dealer processing fee. ## Specifications | Attribute | Value | |---|---| | VIN | 1FMSK7DH1LGC34845 | | Stock # | 34845VA | | Condition | Used | | Year | 2020 | | Make | FORD | | Model | EXPLORER | | Trim | XLT SPORT UTILITY 4D | | Body Style | SUV | | Exterior Color | BLACK | | Interior Color | BLACK | | Drivetrain | RWD | | Engine | 4-CYL, ECOBOOST, TURBO, 2.3 LITER | | Transmission | AUTOMATIC | | Fuel Type | GASOLINE | | Doors | 4 | | Mileage | 104,623 mi | ## VIN decode | Field | Value | |---|---| | vehicle_type | MULTIPURPOSE PASSENGER VEHICLE (MPV) | | body_style | Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV) | | engine | 2.3L 4-Cylinder In-Line | | cylinders | 4 | | drive_type | RWD | | fuel_type | Gasoline | | doors | 4 | ## Window sticker - **Factory Monroney (PDF):** https://www.virginiaautoandtruck.com/ai/sticker/1FMSK7DH1LGC34845.pdf - Full OEM window sticker fetched live by VIN. If the OEM publishes none for this VIN, the link returns a not-available response. ## Factory-installed features - QUAD SEATING (4 BUCKETS) - POWER STEERING - PUSH BUTTON START - SIDE AIR BAGS - VOICE CONTROL SYSTEM - FORD CO-PILOT360 - CRUISE CONTROL - REVERSE SENSING SYSTEM - POWER LIFTGATE RELEASE - TRACTION CONTROL - SIRIUSXM SATELLITE - F&R HEAD CURTAIN AIR BAGS - LED HEADLAMPS - LANE KEEPING SYSTEM - ALARM SYSTEM - ABS (4-WHEEL) - ALLOY WHEELS - ROOF RACK - DAYTIME RUNNING LIGHTS - POWER DOOR LOCKS - HILL DESCENT CONTROL - AIR CONDITIONING - REAR SPOILER - BACKUP CAMERA - KNEE AIR BAGS - DUAL POWER SEATS - COLLISION WARNING - BLIND-SPOT INFORMATION SYSTEM - HILL START ASSIST CONTROL - SYNC 3 - AIR CONDITIONING, REAR - DUAL AIR BAGS - CD/MP3 (SINGLE DISC) - ADVANCETRAC - TILT & TELESCOPING WHEEL - POWER WINDOWS - KEYLESS ENTRY - AM/FM STEREO - FOG LIGHTS ## Your payment on this vehicle Our own estimates for this exact VIN, computed at the dealership's location (ZIP 23518). These are not manufacturer advertising. - **Finance: $431/mo** - 48 months at 5.99% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $431 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $20,682. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $359/mo** - 60 months at 6.49% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $359 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $21,538. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $313/mo** - 72 months at 6.99% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $313 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $22,519. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. ## Current offers - **Finance: $431/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $431 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $20,682. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $359/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $359 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $21,538. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $313/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #34845VA, VIN 1FMSK7DH1LGC34845. $313 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,594, which includes the $599 dealer processing fee. Amount financed $18,351, including $757 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $22,519. Offer expires 2026-10-31. Estimated for ZIP 23518. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. ## Pricing disclosure This offer applies to Stock #34845VA, VIN 1FMSK7DH1LGC34845. Advertised price: $17,594. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $599 dealer processing fee. One vehicle at this price, subject to prior sale. See the dealership for complete details. ## Photos ![2020 FORD EXPLORER XLT SPORT UTILITY 4D](https://imagescf.dealercenter.net/1024/768/202601-9d9795c0b8374f7b88a5a603a271890a.jpg) 25 photos available. ## Links - Dealer VDP (original): https://www.virginiaautoandtruck.com/vehicle/used-2020-ford-explorer/1FMSK7DH1LGC34845 - Structured JSON: https://www.virginiaautoandtruck.com/ai/v/1FMSK7DH1LGC34845.json - Canonical page: https://www.virginiaautoandtruck.com/ai/vehicle/1FMSK7DH1LGC34845.html --- *AI-ready listing for Virginia Auto & Trucks, generated 2026-10-01T04:00:26Z.* --- **Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $599 dealer processing fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.